LOCAL RULES

Manitoba demand letter requirements

Your Manitoba demand letter has 4 rules to meet. ReportDraft puts every one on your checklist and checks your draft before you sign.

  • 2 years to sue from discovery, 15 years at most
  • Small claims up to 20,000 dollars since 2025
  • The 15 years on a demand loan counted from the default (s. 11)
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Manitoba's Limitations Act gives 2 years from discovery and an outer limit of 15 years. The Court of King's Bench small claims procedure now takes claims up to 20,000 dollars: the regulation raised it from the 15,000 dollars still printed in the Act on January 1, 2025. Here is each rule with its source.

Last reviewed November 3, 2026 against the official sources listed below.

Demand letterMANITOBA / FREE CALCULATOR

Payment demanded

WhatDetails
Amount owing$4,250.00
Payment was dueAugust 31, 2026
Pay in full byNovember 17, 2026 (14 days after this letter)

Your deadlines (for your file, not printed on the letter)

WhatWhenRule
Last day to start a claimSeptember 1, 2028 (2 years from the day after payment was due, September 1, 2026)The Limitations Act (Man.) s. 6, 7
Outer limit, whatever happens15 years from the act or omission (for a demand obligation, the default after the demand)The Limitations Act (Man.) s. 10 (1)
A part payment or a signed written acknowledgement of the debtUnder the The Limitations Act, starts the period again from that day if made before it runs outThe Limitations Act (Man.) s. 20 (1) to (3)
Where to file for this amountCourt of King's Bench small claims: claims up to $20,000, not counting interest and costsCourt of King's Bench Small Claims Practices Act s. 3 (1); M.R. 283/2014 s. 1.2

Counted from the dates entered. A court decides when a claim was discovered; when in doubt, start the claim sooner.

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What Manitoba requires

Two years from discovery

A claim must be started within 2 years of the day you first knew, or ought to have known, that you were not paid and that a proceeding is appropriate. The 15-year outer limit runs, for a demand loan, from the default after your demand.

Acknowledgements and part payments

A written, signed acknowledgement given to you before the period expires starts it afresh, and a part payment of a debt does the same, even with no promise to pay the balance.

Small claims

A claim for money up to 20,000 dollars, of which general damages are at most 2,000 dollars, can use the small claims procedure.

Common mistakes

  • Using the 15,000 dollar limit printed in the Act instead of the 20,000 dollar limit in force.
  • Waiting past 2 years for a promised payment that never came.
  • Accepting a verbal promise as an acknowledgement.

Sources

Last reviewed November 3, 2026. Next review due February 3, 2027. This page explains published rules to help you write your report. It is not legal advice; the official text linked above governs.