Ontario demand letter template

Ontario rules for this report

These rules are about how and when you report, not the template's fields. Check them before you deliver.

• A proceeding on a claim may not be started after the second anniversary of the day the claim was discovered: the day the claimant first knew, or reasonably ought to have known, of the loss, its cause, who caused it and that a proceeding would be appropriateLimitations Act, 2002, s. 4 and 5 (1)
• The Small Claims Court hears actions for the payment of money of up to 50,000 dollars, not counting interest and costs, and such an action may not be started in the Superior Court of Justice without leaveO. Reg. 626/00, s. 1 (1) · Courts of Justice Act, s. 23 (1), (1.1)
• For a demand obligation, the loss occurs on the first day there is a failure to perform the obligation once a demand for performance is made (for demand obligations created on or after January 1, 2004)Limitations Act, 2002, s. 5 (3), (4)
• No proceeding may be started after the 15th anniversary of the day the act or omission the claim is based on took placeLimitations Act, 2002, s. 15 (2)
• If a person acknowledges liability for a liquidated sum before the limitation period expires, the act or omission is deemed to have taken place on the day of the acknowledgement; it must be in writing and signed, and a part payment has the same effectLimitations Act, 2002, s. 13 (1), (9), (10), (11)
• A person entitled to an order for the payment of money may have prejudgment interest included from the date the cause of action arose, but not where interest is payable by another right, such as an agreed rateCourts of Justice Act, s. 128 (1), (4) (g)

What is in it

• Demand for paymentThe demand, in the standard wording filled in with your entries.
• Additional detailsAnything else the reader should know: a payment plan you will accept, invoices attached.

Rules last reviewed November 3, 2026. Read the full Ontario demand letter requirements.